Put your idle crypto to work

COFI‘s yield engine will help you earn a low-risk yield from trusted yield sources.

get Started

PowerUp with COFI`s Yield-bearing Stablecoins

It is as simple as Deposit and Earn

COFI´s Yield Engine optimises for the best, secure yields across our partners

As your yield grows your COFI points grow

Merchant discounts coming soon. So you can buy real things with your COFI points.

Get Points

Benefits of using COFI

100% redeemable

No need to login to multiple yield sources

Anti-hype. Realistic, low-risk returns

Cooming Soon

Treasury Money Management for SMEs.
COFI Payment Solutions
Partners & As Seen On

Know Your Customer - SumSub

Fiat On/Off Ramp - Transak

Building a Safe and User-friendly DeFi ecosystem

COFI are commited to creating and maintaining a compliant safe platform for both our customers and our partners

Our Executive Team

Mike Saraswat
CO-Founder & CEO
Mike Saraswat
CO-Founder & CEO
Mike Saraswat
CO-Founder & CEO
Mike Saraswat
CO-Founder & CEO
Sam Goodenough
CTO & CoFounder
Smart contracts and financial engineering wizz. Worked on digital IDs at Vodafone and built a NFT marketplace for charities/NGOs called Maxity.
Mike Saraswat
CEO & CoFounder
16+ years in building brands and go-to-market strategies for the likes of Samsung, Amazon, Starling Bank, Sumup and Klarna.
Tamara Ringas
Smart Contract Consultant
Smart contract consultant at Linum Labs, supporting Stoa to build a robust and scalable system architecture.
Alex Mukhachou
Asset Structuring Lead Advisor
10+ years in investment and trading strategies in the traditional finance world with Credit Suisse and Nomura and crypto experience with Ripple.

Frequently Asked

Didn´t find your answer
Why do Circle or Tether not give me yield?
Simply put, because they don't want to - they are making too much from your deposits. In effect these are interest-free loans which are invested in whichever assets they choose to back their stablecoins with at the behest of holders. We feel it is only right that our holders share in this yield generation, carefully invested in only the most reputed sources and with full transparency.
What is a stablecoin?
A stablecoin is a type of digital asset that makes use of economic incentives to target a certain price point. As COFI stablecoins are backed 1:1 with their respective underlying assets and are fully redeemable, this ensures that they maintain pegged.
How do we keep the yield generation low-risk?
We follow a rigorous vetting process when selecting the yield partners we integrate with. As of today, these are on-chain money markets Aave and Compound, and yield aggregators Yearn Finance and Beefy. These protocols house TVLs in excess of $100m and follow strict "up-only" practices such as engaging only in secured lending and utilising assets with ample liquidity.
What future yield sources will be added?
Whilst being selective, our team reviews yield sources on an ongoing basis. In the future these may include yield derived from tokenized RWAs (Real World Assets) such as treasury bills and LSDs (Liquid Staking Derivatives) such as from ETH 2.0 staking. Note that assets are deployed only at the direction of the user, for the yield sources available on our platform.
What chains does COFI operate on?
COFI is launched on Optimism, a layer 2 roll-up network that inherits the security of Ethereum. However, we maintain a chain-agnostic stance, and will therefore expand to other networks in the future in accordance with changing opportunities and requirements.
By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.